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Definitions Account means an online Kerching account we establish when you register as a member; Any rebated cash back funds that are in your Kerching account can be transferred into your own savings account.
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Your applicable cash back shall be credited in line with the information reported to us by the network, which may be more or less than the advertised cash back rate; You can maximise your chances of accruing cash back over several purchases if you click through to the merchant site from our Website directly before each purchase; We are not liable if the merchant fails to report your sale to us.
These rules may or may not be advertised by ourselves or the merchant and may be discretionary; We reserve the right to make balance adjustments to your Account or reclaim the cash back funds where the cash back credit was applied in error; Your cash back rewards are secure and have no expiry date, as long as your account remains active and complies with these Terms and Conditions.
Once the retailer confirms the transaction, and credits us with the cash back, the payout will be marked as 'Approved' this can take in excess of 90 days and will depend on; The date of purchase; Reporting of the transaction to us; If payment by you is staggered or delayed eg booking a Hotel or Travel several months in advance; Retailer misplacing your purchase; Your transaction being reviewed by the network; Cash back rewards are not transferrable between members or accounts; Multiple accounts are not permitted.
No cashback shall be paid if you do not complete your purchases before opening any other websites including Google ; When you make purchases you must comply with the terms and conditions of the merchant; If your account is terminated or disabled for any other reason, then all cashback for past transactions and further transactions shall be forfeited; We will assist you if you have not been credited with your cash back reward and we will investigate why you were not paid but we cannot guarantee the outcome, the merchants or network determine payment of the cash back; We also reserve the right to discontinue missing claims, if no purchases were made.
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We may change this amount but you will be notified 30 days prior to this change taking effect; We shall close your account if all amounts credited to the Account are withdrawn; We will not hold or store your banking details within our programs; We will not hold or store credit card information after any transaction made by you.
You must make your own enquires as to the collection of financial information by any network, merchant or business with whom you make purchases; and We are not liable for any network, merchant or business that holds or collects your financial information on any or all purchases.
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In order to keep an account active and ensure it doesn't get marked as dormant, we do not require purchase transactions, but we do require you to log in to your account at least once every 12 months; However, we reserve the right to terminate a member's account if a serviceable email address is not provided and also if that member marks our emails, newsletters as abusive, junk or spam; If an account is found to be registered under a member who already has another account, the account will be terminated without notice and any cash backs credited to the member's account shall not be paid to the member; We reserve the right to refuse membership and further, in the event of fraudulent, abusive or other activity we determine to be un-fair, we reserve the right to terminate your account and any cash backs or rewards or benefits credited to the member's account shall not be paid to the member; We reserve the right to refuse any application to re-join once terminated.
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